Aid agencies recognise the need to support refugees’ own efforts to pursue livelihoods, but there are few livelihoods resources available. Microcredit and other types of loan programs have not been widely attempted, because refugees and IDPs are considered too geographically unstable – repatriation, resettlement or further displacement would prevent the repayment of loans. However, as increasing numbers of refugees and IDPs remain in situations long-term, their enforced immobility creates possibilities for using credit‐based interventions to support their livelihoods.

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